Opensky credit card reviews.

OpenSky® Plus Secured Visa® Credit Card’s $0 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the OpenSky® Plus Secured Visa® Credit Card, either. OpenSky® Plus Secured Visa® Credit Card Fees. Annual Fee: $0; Cash Advance Fee: …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub This product is mostly recommendedby SuperMoney users with a score of+27, equating to 3.5on a 5 point rating scale. +27. -100. 0. +100. No one recommends. Everyone recommends. Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Overview. OpenSky has a rating of 2.62 stars from 2,300 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 45th among Marketplace sites. Service 226. Value 217. …

WalletHub, Financial Company. Yes, the OpenSky Visa can be used everywhere Visa credit cards are accepted, including car rental agencies. With that being said, rental companies typically place a hold on your payment account to cover incidentals. So you’ll need to have enough money in your account to cover the hold as well as the … The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ...

Dec 27, 2023 · At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help educate everyday cardholders so they can feel more ... With the OpenSky® Secured Credit Visa® Card, your deposit is equal to your credit limit. For example, if you want a $1,000 credit limit, you would put down a $1,000 deposit. For this card, you can choose a limit from $200 to $3,000. If you close your account in good standing and with no balance, you should get your full deposit back within ...

Feb 15, 2024 · The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it. 2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).3 days ago ... Unlike the regular OpenSky card, the OpenSky® Plus Secured Visa® Credit Card doesn't charge an annual fee. There's still no hard credit pull so ...Feb 20, 2024 ... OpenSky® Secured Visa® Credit Card Review · No credit check: Even if you have a history of bad credit, you can still qualify for this card. The OpenSky Secured Credit Card has a 22.39% APR, which is close to the average credit card interest rate. There's also a 3% foreign transaction fee for purchases made in a foreign currency, which ...

2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).

That being said, the OpenSky® has one of best approval rates out there, with over 85%. The card charges a modest $35 annual fee, and has a variable 29.99% APR on purchases and cash advances. There’s also a late payment fee up to $40. You can deposit any amount between $200 and $3,000 – which will work as your spending limit.

Explore our OpenSky® Plus Secured Visa® Credit Card review. OK Save Money . Credit Cards Reviews Jobs Finances Career . ... Unlike some other credit cards, the OpenSky® Plus Secured Visa® Credit Card doesn’t offer a rewards program. Therefore, you won’t earn points, cashback, or other rewards on your purchases. ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub1. The annual fees and interest rates are inversely related. All three First Progress credit cards charge an annual fee. The higher the card’s fee, the lower the interest rate it charges. Here ...Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

*Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.25%. Individual results may vary. **OpenSky Rewards Terms and Conditions.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubOverview. This card has a relatively low APR for a secured card and a higher credit limit of up to $3,000 (matching your security deposit), and doesn’t require a credit check to get. But it also comes with a $35 annual fee, no rewards …88% average approval rate* All the credit building potential , with none of the headache. @iamashcash 3. No Credit Check. With OpenSky, your credit history is history. There’s …See full list on forbes.com

Yes. OpenSky® now provides a pathway for people who want to build their credit with a secured card to graduate to an unsecured card. With OpenSky®, you can start building credit quickly and get evaluated for line increases starting at 6 months. You may be eligible for an OpenSky® Gold Card in as little as 6 months—helping you to double ... Download the OpenSky mobile app today to manage your payments and monitor your credit card right from your mobile device. Sign up for Recurring Payments and create your new payment schedule to make sure your payments are received on time! Prefer to mail your payment? Our new payment address is: OpenSky Card Services. P.O. Box 660924. Dallas, TX ...

A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubIt has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply.Namely, there is a 3% OpenSky® Secured Visa® credit card foreign transaction fee and a 5% fee for cash advances. Penalty fees will also apply in cases of late payment: up to $40 for late payments and up to $25 for returned payments. If you decide to stop using your account temporarily, you should keep in mind that there is also a $10 fee ...The OpenSky® Plus Secured Visa® Credit Card offers a unique opportunity for credit building with no annual fee or credit check and flexible deposit options. It is ideal for individuals with diverse financial needs.This means even borrowers with a bad credit score or short credit histories can qualify. As a secured credit card, the OpenSky Secured Visa does require a refundable cash deposit of at least $200 ...

It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 and $2,700 if you pay the first 7 monthly bills on time. Both cards allow you to get pre-approved first without any impact on your credit score before you apply.

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...The OpenSky® Plus Secured Visa® Credit Card offers a unique opportunity for credit building with no annual fee or credit check and flexible deposit options. It is ideal for individuals with diverse financial needs.Dec 27, 2023 · At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help educate everyday cardholders so they can feel more ... The OpenSky® Secured Visa® Credit Card is a secured credit card that doesn't require a credit check. Cardholders must make a refundable security deposit from $200 to $3,000, and the amount of ...The best credit card after bankruptcy is the OpenSky® Plus Secured Visa® Credit Card because there’s no credit check when you apply, which makes it easy to get. The OpenSky® Plus Secured Visa® Credit Card ’s main approval requirement is that your income must exceed your expenses. The OpenSky® Plus Secured Visa® Credit Card …Oct 31, 2023 · Read in-depth credit card reviews to find out which cards have the best perks and more. Read card reviews. ... The OpenSky Secured Visa credit card comes with an annual fee of $35. While not high ... When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...OpenSky credit cards work by providing a credit limit equal to the amount of a cardholder's refundable security deposit. OpenSky cardholders must deposit at least $150 or $300 , depending on the card, and the amount you put down is returned to you (minus any unpaid balance) when you close or graduate your account.Editor’s Review. This review was provided by William Charles, editor of Doctor of Credit. The only thing exceptional about this card is how average it is. It has a $29 annual fee, no rewards program and the APR is higher than a lot of other cards on the market. There are plenty of better secured card options currently available.

Jun 29, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub A low-cost, no-credit-check secured card for people with bad to fair credit. You can deposit up to $3,000 and get a matching credit limit, and enjoy a low APR, …Opinions and recommendations are ours alone. The OpenSky ® Secured Visa ® Credit Card is pretty average when it comes to APR, interest rates, security …Do you agree with OpenSky's 4-star rating? Check out what 8,235 people have written so far, and share your own experience. Do you agree with OpenSky's TrustScore? Voice your opinion today and hear what 8,235 customers have already said. Suggested companies. Western Union. westernunion.com • 63K reviews. 4.0. Quontic. quontic.com • 569 ...Instagram:https://instagram. how i knew i was pregnant with iudaffordable glassesblack and white roastersmusic facts A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag... yellowstone season 6 where to watchikea design Oct 12, 2023 · The OpenSky ® Secured Visa ® Credit Card allows you to make your security deposit as low as $200 and up to $3,000, so you have some flexibility when it comes to determine how much credit you will have with the Card. Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit. (*View the cardholder agreement) Annual fee · Checking account required · No opportunity to graduate to an unsecured card · No automatic reviews for credit limit increases ... indoor playground portland The main OpenSky® Plus Secured Visa® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $300+ before they can open the account. There’s no minimum credit score requirement, …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub